Should You Roll Over Your 401(k)?

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If you have money in a 401(k) from a past employer, you’re probably wondering what you should do with it. You have four choices: Keep it in your previous employer’s plan, roll it over to your current employer’s plan, roll it over into an IRA, or cash it out.

While your final decision should be based on your own unique circumstances, there are three key considerations to keep in mind when determining which choice is right for you:

• Fees
• Access to your money
• Investment choices

We’ll break down each key consideration so you can determine which choice is best for you.

Check out this article for more information about rollovers:

For more information on fees, use our 401k fee analyzer tool powered by FeeX. The tool can tell you the fees you’re currently paying in your employer-sponsored retirement plan and show you ways to potentially pay less and invest more.

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